🌐 Lang / Idioma: English Kreyòl Español
⚠ IJAN: Vant sezi kay rive chak jou nan Miami-Dade, Broward ak Palm Beach. Yon fwa yo vann kay la, ou pèdi tout dwa ou. ⏰ TAN AN ENPÒTAN — Ou ka gen PLI PLIS opsyon pase sa ou panse, men sèlman si ou aji JODI A. 📞 KONSILTASYON GRATIS — Rele Keep Our Home: 305-980-1313 💼 Modifikasyon Prè · Vant Kout · Òf Kach · Finansman Kreyatif · Kanpe Eksklizyon ⚖️ PWOPRIYETE SUKSESYON — Nou fèmen vit, jere konpleksite, soulaje chaj eksekitè — rele 305-980-1313 🏚️ PWOPRIYETE AN MOVE KONDISYON? Nou achte jan li ye a. Pa gen reparasyon, pa gen enspeksyon, pa gen komisyon — fèmen nan 7 jou. 🔑 PWOPRIYETÈ FATIGE? Nou achte pòtfolyo lwaye ak pwopriyete pwoblèm — reprann lavi ou jodi a. ⚠ IJAN: Vant sezi kay rive chak jou nan Miami-Dade, Broward ak Palm Beach. Yon fwa yo vann kay la, ou pèdi tout dwa ou. ⏰ TAN AN ENPÒTAN — Ou ka gen PLI PLIS opsyon pase sa ou panse, men sèlman si ou aji JODI A. 📞 KONSILTASYON GRATIS — Rele Keep Our Home: 305-980-1313 💼 Modifikasyon Prè · Vant Kout · Òf Kach · Finansman Kreyatif · Kanpe Eksklizyon ⚖️ PWOPRIYETE SUKSESYON — Nou fèmen vit, jere konpleksite, soulaje chaj eksekitè — rele 305-980-1313 🏚️ PWOPRIYETE AN MOVE KONDISYON? Nou achte jan li ye a. Pa gen reparasyon, pa gen enspeksyon, pa gen komisyon — fèmen nan 7 jou. 🔑 PWOPRIYETÈ FATIGE? Nou achte pòtfolyo lwaye ak pwopriyete pwoblèm — reprann lavi ou jodi a. ⚠ IJAN: Vant sezi kay rive chak jou nan Miami-Dade, Broward ak Palm Beach. Yon fwa yo vann kay la, ou pèdi tout dwa ou. ⏰ TAN AN ENPÒTAN — Ou ka gen PLI PLIS opsyon pase sa ou panse, men sèlman si ou aji JODI A. 📞 KONSILTASYON GRATIS — Rele Keep Our Home: 305-980-1313
AJI KOUNYE A KAPAB SOVE KAY OU

Ou Pa San
Opsyon.Kite Nou Pwouve Sa.

Ou fè fas ak pre-eksklizyon oswa eksklizyon? Keep Our Home ede pwopriyetè kay nan Sid Florid kanpe pwosesis la, pwoteje ekite yo, epi jwenn yon vrè wout devan — anvan li twò ta.

🔒
100% Konfidansyèl
💰
Pa Gen Kòb Davans
Repons Menm Jou a
🏠
Tout Sid Florid

Jwenn Revizyon Dosye Gratis Ou

Pran 60 segond. Nou reponn menm jou a.

🔒 100% konfidansyèl. Pa gen spam. Pa gen obligasyon.

Nou Sèvi Konte Miami-Dade
Nou Sèvi Konte Broward
Nou Sèvi Konte Palm Beach
All of South Florida

⏳ Chak Jou Enpòtan

Pa kite yon lòt jou pase san yon plan. Aji anvan minwi.

00Èdtan
00Minit
00Segond
Kòmanse Revizyon Gratis Ou →
⚠ Konnen Siy Avètisman Yo

Èske Ou nan Zòn Danje Eksklizyon an?

Si youn nan sa yo aplike, ka ou a ijan. Pi vit ou kontakte nou, pi plis opsyon nou genyen pou ede ou.

📬

Pèman Ipotèk Manke

Twa pèman oswa plis manke deklanche yon Avi Defo — kòmansman ofisyèl eksklizyon an. Ou gen yon fenèt trè limite anvan opsyon ou yo diminye dramatikman.

📄

Resevwa yon Avi Eksklizyon

Yon lis pendens oswa pwosè eksklizyon vle di prêtè ou a te kòmanse pwosedi legal. Tan an trè kout — men ou gen toujou dwa ak opsyon. Rele nou jodi a.

💸

Pa Ka Peye Pèman Ou Ankò

Pèt travay, divòs, bòdwo medikal, oswa lòt difikilte rann ipotèk ou enabòdab. Nou negosye dirèkteman ak prêtè yo pou modifikasyon, sispansyon, ak plan pèman.

🏠

Kay Vo Mwens Pase Sa Ou Dwe

Si ou anba dlo sou ipotèk ou, yon vant kout oswa solisyon finansman kreyatif ka kite ou sòti pwòpman — san ou pa dwe diferans lan oswa detwi kredi ou.

Pa Tann Avi Vant lan

Yon fwa yo vann kay ou nan vant, tout opsyon yo disparèt. Kontakte nou jodi a pou yon revizyon gratis, konfidansyèl.

📞 Rele 305-980-1313 Kounye a
Solisyon Nou Yo

Chak Sitiyasyon Se Diferan.
Nou Gen yon Solisyon pou Pa Ou.

Nou te ede dè santèn pwopriyetè kay nan Sid Florid. Men kijan nou ka ede ou.

01
🔧

Modifikasyon Prè

Nou negosye dirèkteman ak prêtè ou a pou restriktire prè ou — bese to ou, redwi pèman, oswa ajoute pèman manke nan fen prè ou pou ou ka rete lakay ou.

Aprann plis →
02
🛑
Pi Ijan

Kanpe Eksklizyon Kounye a

Nou entèvni anvan vant lan epi kanpe pwosesis eksklizyon an grasa negosyasyon ak prêtè — vit. Pa tann yon lòt jou.

Jwenn èd imedyatman →
03
💵

Òf Tout Kach

Bezwen vann vit epi sòti pwòpman? Nou fè òf tout kach ekitab epi fèmen nan piti pase 7 jou — pa gen reparasyon, pa gen vizit, pa gen komisyon ajan.

Jwenn yon òf kach →
04
🤝

Negosyasyon Vant Kout

Nou negosye ak prêtè ou a pou aksepte mwens pase sa ou dwe, kite ou vann, evite eksklizyon sou kredi ou, epi avanse san chaj defizyans lan.

Pwoteje kredi ou →
05
🏗️

Finansman Kreyatif

Akò subject-to, opsyon lwaye, finansman vandè — nou eksplore chak chemen kreyatif pou ede ou kenbe kay ou oswa sòti nan kondisyon ou lè wout tradisyonèl pa disponib.

Eksplore opsyon →
06
🏡

Koneksyon Ajan Imobilye

Pafwa yon vant tradisyonèl nan bon moman se pi bon rezilta a. Nou konekte ou ak yon ajan imobilye Sid Florid ki fè konfyans ki ka maksimize pri vant ou anvan eksklizyon efase ekite.

Konekte ak yon ajan imobilye →
Senp ak Vit

Depi Premye Apèl rive nan Rezolisyon nan 4 Etap

Nou deplase vit paske tan enpòtan. Men egzakteman sa ki pase lè ou kontakte nou.

1

Konsiltasyon Gratis

Rele oswa ranpli fòmilè a. Nou revize sitiyasyon konplè ou — pa gen jijman, pa gen presyon, pa gen kòb.

2

Nou Analize Opsyon Ou Yo

Ekip nou an revize prè ou, kalandriye, ak objektif ou pou kartografye chak opsyon ki disponib pou ou.

3

Nou Pran Aksyon

Nou negosye ak prêtè yo, soumèt papye, epi kanpe lòlòj sou eksklizyon ou — rapidman.

4

Ou Jwenn yon Rezolisyon

Kit ou kenbe kay ou oswa sòti nan kondisyon ou — ou avanse ak klète ak konfyans.

Pran Aksyon Jodi a

Your Konsiltasyon Gratis
Starts With One Step

Pa tann jiska dat vant lan. Ekip nou an kanpe pou revize sitiyasyon ou epi ba ou vrè repons — gratis, vit, epi san obligasyon.

  • Pa gen frè davans — janm
  • 100% konfidansyèl ak san jijman
  • Nou reponn menm jou a
  • Nou sèvi Miami-Dade, Broward ak Palm Beach
  • Nou travay ak tout prêtè ak bank
  • Asistans an Español ak Kreyòl disponib

Rele oswa Tekstmesaj Nou Nenpòt Ki Lè

305-980-1313 support@keepourhome.info

📍 Sèvi Miami-Dade · Broward · Konte Palm Beach

Jwenn Revizyon Dosye Gratis Ou

Nou pral kontakte ou nan kèk èdtan. Tout enfòmasyon an 100% konfidansyèl.

🔒 Enfòmasyon ou 100% prive epi pa janm pataje. Pa gen spam. Pa gen presyon vant.

In Pre-Foreclosure? Start Here

Your Free Pre-Eksklizyon
Action Plan

If you've missed payments or received a Notice of Default, you still have time — but every day matters. This checklist walks you through exactly what to do, in order, so nothing falls through the cracks.

⚡ Phase 1 — Do This Today (Days 1–3)
📋 Phase 2 — Gather & Protect (Days 4–10)
🎯 Phase 3 — Choose & Execute Your Strategy (Days 10–30)
📞 Call for Free Review — 305-980-1313
🚨 Free Case Review Call

Get Your Situation Reviewed — Before Your Auction Date

We pull your public foreclosure record live on the call. No obligation, no pitch — just clarity on where you stand and what your options are.

No cost. No sales pitch. We review your case, then you decide.

⚖️ Probate Real Estate

Inherited a Property?We Make It Simple.

Probate is already emotionally exhausting. Dealing with an inherited property on top of grief, legal proceedings, and family decisions shouldn't add more stress. We work directly with executors, heirs, and estate attorneys to provide fast, fair, all-cash offers — closing on your timeline, with zero hassle.

Close in 7–21 days
🏚️
Buy as-is, any condition
📋
We handle the paperwork
💰
No commissions or fees

⚖️ The Probate Property Timeline

1
Death & Opening of Estate

The court officially opens probate. An executor or administrator is appointed — often a family member.

2
Inventory & Appraisal (Months 1–3)

The estate must inventory all assets including real property. The court may require a formal appraisal of the home.

3
Creditor Claims & Carrying Costs (Ongoing)

Property taxes, insurance, and utilities keep accumulating. The estate pays these until the property is sold.

4
Court Approval to Sell

In Florida, the executor may need court confirmation before selling. This adds time — unless sold quickly to a cash buyer.

5
We Close — You Move Forward

We coordinate directly with the estate attorney, close fast, and distribute proceeds to heirs. Clean. Done.

Probate Education

What Every Executor & Heir Needs to Know

Navigating probate real estate is complicated. Here's what to understand before making any decisions.

Key Fact
⚖️

What Is Probate?

Probate is the legal process through which a deceased person's estate is administered. In Florida, the court validates the will (or assigns an administrator), pays debts, and distributes assets — including real property — to heirs.

Speak with our team →
🏠

Can You Sell a Probate Property Fast?

Yes — with the right buyer. A cash investor familiar with probate can close in as few as 7–21 days once the executor has authority to sell. We work alongside estate attorneys so nothing slips through the cracks.

Get a cash offer →
💸

Who Pays for the Property During Probate?

The estate does — and those costs add up fast. Property taxes, homeowner's insurance, maintenance, and HOA fees continue accruing. Selling quickly to a cash buyer stops the bleed and protects the estate's value for heirs.

Stop the carrying costs →
👪

What If Multiple Heirs Disagree?

Disagreements between heirs are common. A fast cash offer with a clean, documented transaction often resolves disputes faster than a traditional listing — and avoids drawn-out legal battles that erode the estate's value.

Talk through your situation →
🔑

Do We Need to Clean or Repair the Property?

No. We buy probate properties completely as-is — furniture, belongings, and all. You never have to lift a finger or spend a dollar on repairs, staging, or cleanout. We handle it all after closing.

Get your no-obligation offer →
📋

Florida Probate Resources

The Florida Bar provides a free "Probate in Florida" guide. We can connect you with trusted estate attorneys who specialize in South Florida probate sales and have handled hundreds of these transactions.

Florida Bar Probate Guide →
How We Help Executors & Heirs

From Inherited Property to Closed Deal — 4 Steps

We've simplified the probate sale process so you can focus on your family, not paperwork.

1

Free Confidential Call

Tell us about the property, its condition, and where you are in probate. No pressure — just real answers.

2

We Evaluate & Make an Offer

We assess the property and present a fair, written cash offer within 24–48 hours — often without an in-person visit.

3

We Coordinate with Your Attorney

We work directly with the estate's attorney to navigate court requirements, title issues, and any liens — so you don't have to.

4

Close & Distribute to Heirs

We close on your timeline — as fast as 7 days or whenever probate allows. Proceeds go directly to the estate for distribution.

🏚️ Pwopriyete an Difikilte

Your Property's ConditionIs Not Your Problem.

Fire damage. Flood damage. Code violations. Mold. Structural issues. Hoarder homes. Years of deferred maintenance. Whatever the condition — we've seen it, and we'll buy it. No repairs required. No inspections to pass. No agents. Just a fast, fair cash offer and a clean close.

🔨
Any condition, any damage
🚫
No repairs or clean-out needed
💵
All-cash, as-is close
📅
Close in as little as 7 days

🏚️ The Cost of Waiting on a Distressed Property

Now
Sell As-Is Today

We buy in current condition. You get cash fast, stop all carrying costs, and walk away clean.

3 Mo
Attempt Traditional Listing

Buyers back out at inspection. Lenders won't finance distressed properties. Price cuts erode your return.

6 Mo
Code Violations & Fines Stack Up

Municipal fines compound daily. Liens attach to the title. Your net proceeds shrink every week.

1 Yr+
Carrying Costs Eat Your Equity

Taxes, insurance, utilities, and HOA fees have cost thousands. The market shifted. You've lost more than you gained by waiting.

Distressed Property Guide

What "Distressed" Really Means — And Why Cash Buyers Are Different

Understanding your options as a distressed property owner is the first step to a smart decision.

Must Know
🏚️

What Qualifies as a Distressed Property?

A distressed property requires significant repairs, has code violations, suffered damage (fire, flood, wind, mold), has been abandoned, or is financially underwater. Traditional buyers and lenders typically won't touch these — but we can.

Talk to us about your property →
🔨

Why Traditional Buyers Won't Work

FHA, VA, and conventional loans require properties to meet minimum condition standards. If a home has major damage, the lender refuses to finance — leaving 90%+ of buyers unable to close, and you stuck or forced into costly repairs.

Bypass the repair treadmill →
💵

What Is an As-Is Cash Sale?

A cash buyer purchases the property in its exact current condition — no repairs, no cleaning, no appraisals, no financing contingencies. Agree on a price, sign, and close — typically in 7–14 business days. The cleanest, fastest exit for distressed property owners.

Get your cash offer →
📋

What About Code Violations & Liens?

We're experienced buyers who deal with code violations, municipal liens, and permit issues regularly. In many cases, we can work around them or address them at closing — so you don't have to spend time or money resolving them before selling.

Ask us about your liens →
🌊

Flood & Hurricane Damaged Homes in Florida

South Florida is no stranger to storm damage. Insurance claims take months or years to settle. We can buy your storm-damaged property outright — giving you immediate liquidity rather than waiting on a slow insurance process or costly remediation.

Sell your damaged property →
🔑

How Much Will I Get for a Distressed Property?

Our offers reflect current market value minus repair costs. We're honest and transparent — we'll walk you through exactly how we arrived at our number. No hidden fees, no surprises, no games.

Request a transparent offer →
The Distressed Sale Process

How We Turn a Problem Property Into Fast Cash

No agents. No open houses. No financing fall-throughs. Here's how simple we make it.

1

Tell Us About the Property

Call us or fill out our form. Describe the condition honestly — we've seen everything and nothing surprises us.

2

Quick Assessment

We assess in person or via photos/video and calculate a fair offer based on current ARV and actual repair costs.

3

Written Cash Offer in 24–48 Hrs

You get a clear, written offer with no hidden conditions. Take your time — zero pressure from us.

4

Close on Your Timeline

Close in as few as 7 days or on a date that works for you. Funds are wired directly to you at closing.

🏚️ Stop Letting a Distressed Property Drain Your Time, Money & Energy

Every month you hold a problem property costs you. One call, one offer, one closing. Done.

📞 Call 305-980-1313 Now Submit Your Property Details →
🔑 Tired Landlord Solutions

Done Being a Landlord?We'll Buy You Out.

Late rent. Evictions. Midnight maintenance calls. Problem tenants. Skyrocketing insurance. You built wealth in real estate — but now the property is managing you. We buy rental properties directly from tired landlords at fair prices, with fast closings, even with tenants in place. No agents. No hassle. Just relief.

🏠
Buy with tenants in place
📦
Single units or portfolios
Close in days, not months
💰
No realtor commissions

🔑 The Tired Landlord's Breaking Point

Yr 1
The Investment Phase

Property appreciates. Rent covers mortgage. You're building equity and it feels like smart investing.

Yr 3–5
The Friction Builds

A bad tenant. First eviction. A surprise $8,000 HVAC replacement. Insurance doubles. Margins shrink.

Yr 7+
Management Fatigue Sets In

Late-night calls. Code complaints. Turnover costs. You're not a passive investor — you're a part-time property manager.

Now
Time to Exit Profitably

South Florida values are high. Now is the time to cash out, stop the headaches, and redeploy capital — or just rest.

7 Days
We Close, You're Free

We buy your property — tenants and all — and handle the transition. You walk away with equity and peace of mind.

Landlord Exit Strategy Guide

Understanding Your Options as a Rental Property Owner

Before you list with an agent, explore the fastest and most flexible exit strategies available to South Florida landlords.

Most Popular
💵

Sell Direct to a Cash Buyer

The fastest, most stress-free exit. No agent commissions (save 5–6%), no showings with tenants, no financing contingencies. We buy as-is, with tenants in place, and close in days. You keep more equity and stop the bleeding immediately.

Get your landlord offer →
🔄

What Is a 1031 Exchange?

A 1031 exchange lets you defer capital gains taxes by reinvesting proceeds into a "like-kind" property within 180 days. We can connect you with a 1031-savvy intermediary so you can exit your rental without a major tax hit.

Ask about 1031 options →
👥

Selling with Tenants In Place

Many landlords assume they must evict before selling. Not with us. We regularly purchase occupied rental properties — honoring existing leases and handling all tenant communication after closing. No costly eviction required.

Sell with tenants in place →
🏙

Selling a Multi-Unit or Portfolio

Own a duplex, triplex, quadplex, or multiple single-family rentals? We buy multi-unit properties and small portfolios. Package deals welcome — often one closing, one buyer, and a clean exit from multiple headaches at once.

Discuss your portfolio →
📊

Understanding Your Net Proceeds

A traditional listing may get a higher gross price — but after agent commissions (6%), closing costs, holding time, and repairs, a cash sale often nets more. We'll walk you through a side-by-side comparison so you decide with clear eyes.

Compare net proceeds →
🔑

Florida Landlord-Tenant Law & Your Exit

Florida Statute 83 governs landlord-tenant relationships. We've navigated hundreds of tenant-occupied closings and keep you legally protected throughout — coordinating with your attorney so the transition is clean and compliant.

Florida Statute 83 →
Why Landlords Choose Us

The 4-Step Landlord Liberation Process

From first call to cash in hand — here's how we help tired landlords exit on their terms.

1

Tell Us About Your Rental

Share the address, unit count, current rent roll, tenant status, and any issues. We listen without judgment.

2

We Analyze Your Rental's Value

We evaluate income, condition, location, and local comps to craft a fair offer that reflects your property's true value.

3

Receive a Written Offer

No verbal promises. You get a clear written offer in 24–48 hours. No obligation — just the information you need.

4

Close & Collect Your Equity

We handle the title, coordinate with tenants, and close on your schedule. Your equity is wired directly to you at closing.

🔑 The Best Time to Exit Your Rental Was Yesterday. The Second Best Time Is Now.

South Florida rental values are near historic highs. Don't let more bad months erode your equity and your sanity. Call us for a free, honest rental property consultation.

📞 Call 305-980-1313 Submit My Rental Property →
Free Resources

Know Your Rights. Know Your Options.

We believe informed homeowners make better decisions. Download these free resources — no email required, no strings attached. Every PDF is branded with our contact info so help is always one click away.

Complete Reference Guide

Foreclosure Options for Homeowners & Investors

All 14 strategies in one PDF — from loan modification to courthouse auction. Share with anyone facing foreclosure in South Florida.

⬇ Download Master Guide (Free PDF)
🏠 Homeowner Strategy Checklists — Free Downloads

Each checklist tells you exactly what to prepare, what to say, and what to watch out for. Branded with our contact info so help is always nearby.

📋

H1 — Modifikasyon Prè Checklist

Every document your lender will ask for, plus how to write a hardship letter that actually gets results.

⬇ Free Download →
⏸️

H2 — Forbearance Agreement Checklist

How to pause payments legally, what to confirm in writing, and how to plan your exit before the forbearance ends.

⬇ Free Download →
📅

H3 — Repayment Plan Checklist

Catch up on missed payments through a structured lender arrangement without losing your home.

⬇ Free Download →
🔄

H4 — Refinance Checklist

Is refinancing an option for you? Check eligibility, gather your documents, and compare lenders the right way.

⬇ Free Download →
🔑

H5 — Short Sale Checklist

Sell for less than you owe with lender approval — and negotiate a deficiency waiver so you walk away clean.

⬇ Free Download →
📝

H6 — Deed-in-Lieu Checklist

Voluntarily transfer your home to the lender and avoid full foreclosure — negotiate relocation cash too.

⬇ Free Download →
⚖️

H7 — Bankruptcy (Ch. 7 / Ch. 13) Checklist

Filing stops foreclosure immediately. Understand the difference between Chapter 7 and 13, and what you need to prepare.

⬇ Free Download →
💵

H8 — Cash for Keys Checklist

If you must vacate, don't leave money on the table. Here's how to negotiate $1,000–$10,000 to move out cleanly.

⬇ Free Download →
📈 Investor Strategy Checklists — Free Downloads

Whether you're buying at auction or structuring a creative deal, use these step-by-step checklists to protect yourself and maximize returns.

🏠

I1 — Subject-To Purchase Checklist

Take title subject to the existing mortgage. Due diligence, deal structure, and closing steps — done right.

⬇ Free Download →
📤

I2 — Wholesale Assignment Checklist

Get under contract and assign to a cash buyer. Never own the property — just collect your fee at closing.

⬇ Free Download →
🏛️

I3 — Courthouse Auction Checklist

Bid smart at Florida county foreclosure auctions. Title research, lien analysis, and bidding strategy covered.

⬇ Free Download →
🏦

I4 — REO Purchase Checklist

Buy bank-owned properties with more time and less risk than auction. How to find, offer, and close REO deals.

⬇ Free Download →
🏗️

I5 — HUD Home Purchase Checklist

Buy FHA-foreclosed homes at HUDhomestore.gov. Owner-occupant priority period, bidding rules, and financing tips.

⬇ Free Download →
💳

I6 — HELOC / Equity Extraction Checklist

Help homeowners tap equity to cure arrears and stop foreclosure. Eligibility, documents, and lender tips included.

⬇ Free Download →
🤝

I7 — Lease-Option / Rent-to-Own Checklist

Structure a rent-to-own deal where the homeowner stays in the home. Legal documents, deal terms, and closing steps.

⬇ Free Download →
🔗 Additional Trusted Resources
🏛️

HUD-Approved Housing Counselors

Free, federally approved counselors help you navigate your mortgage situation at no cost — a government-backed resource.

Find a Counselor →
💼

Florida Homeowner Assistance Fund

Florida has funds available to help eligible homeowners catch up on mortgage payments, property taxes, insurance, and utilities.

Check Eligibility →
🚨

Foreclosure Scam Warning Signs

Learn the red flags of foreclosure rescue fraud. Scammers target distressed homeowners — know what to look for.

Get Our Warning Guide →
Have Questions About Any of These Options?

Our team reviews every situation for free — no pressure, no obligation.

📞 Call 305-980-1313 ✉ support@keepourhome.info
Strategic Partnerships

Programs, Resources & Partners

Keep Our Home works alongside HUD-approved agencies, nonprofits, government programs, legal aid organizations, and real estate professionals to make sure every homeowner gets the right help — not just our help. Click any link to connect directly.

🏛️ HUD & Federal Programs— Government-backed homeowner resources
Federal / HUD

HUD-Approved Housing Counseling Agencies

Free HUD-certified counselors help homeowners navigate mortgage delinquency, foreclosure, and loan modification — at no cost to you.

hud.gov/offices/hsg/sfh/hcc →
Federal

Making Home Affordable (MHA) Program

Federal loan modification and refinancing assistance programs for eligible homeowners. Referral partner for loan mod cases.

makinghomeaffordable.gov →
Federal / HUD

HOPE for Homeowners Program

FHA-backed program providing short sale and refinancing assistance for homeowners who are underwater or facing foreclosure.

HUD.gov — Search HOPE for Homeowners →
Federal / NFMC

National Foreclosure Mitigation Counseling

NFMC-certified agencies offer free foreclosure counseling funded by Congress. NeighborWorks America administers the program.

neighborworks.org →
Federal

Emergency Homeowners Loan Program

HUD-administered emergency assistance for eligible homeowners. Check HUD.gov for active Florida programs and eligibility windows.

hud.gov — Search FL Programs →
🌴 State of Florida Programs— FL state agencies & resources
State of FL

Florida Hardest Hit Fund (Legacy Program)

Foreclosure prevention resources from Florida's allocation of the federal Hardest Hit Fund. Current program info at Florida Housing.

floridahousing.org →
State Agency

Florida Housing Finance Corporation

Florida's state housing agency — affordable housing programs, down payment assistance, and foreclosure prevention resources.

floridahousing.org →
State Agency

FL Dept of Financial Services — Homeowner Help

Florida's consumer financial protection agency. Homeowner help, mortgage fraud reporting, and financial counseling resources.

myfloridacfo.com/homeownerhelp →
Legal Aid

Florida Legal Services

Free civil legal assistance for low-income Florida families — including foreclosure defense, housing, and family law matters.

floridalegal.org →
Legal

Florida Bar Lawyer Referral Service

Find a licensed Florida attorney for real estate, foreclosure defense, or bankruptcy matters. Verified referrals, low-cost initial consultations.

floridabar.org →
🤝 Nonprofits & Community Organizations— Free help, counseling & housing services
National Nonprofit

NeighborWorks America

National network of community development organizations. Training, certification, and housing counseling referral pipeline nationwide.

neighborworks.org →
Nonprofit Lender

NACA — Neighborhood Assistance Corp of America

Below-market rate home purchase and refinancing programs. Strong presence in South Florida. No fees, no down payment for eligible buyers.

naca.com →
Nonprofit

National Foundation for Credit Counseling (NFCC)

America's largest nonprofit credit counseling organization. Client referral pipeline for financial counseling and debt management.

nfcc.org →
Legal Aid

Community Legal Services of Miami (CLSMF)

Free civil legal services for low-income Miami-Dade residents — foreclosure defense, housing, and family law. Refer families in need.

clsmf.org →
Local Government

Miami-Dade Housing Agency

Section 8 housing assistance, emergency relocation, and housing stability programs for Miami-Dade residents.

miamidade.gov/housing →
Local Government

Broward Konte Housing Authority (BCHA)

Housing assistance and placement referrals for Broward Konte residents. Emergency housing and Section 8 voucher programs.

bchafl.org →
Community

United Way of Miami-Dade

Community resource connection hub — financial stability programs, housing, and emergency assistance throughout Miami-Dade.

unitedwaymiami.org →
✝️ Faith-Based & Social Services— Emergency housing & family support
Faith / Social Services

Salvation Army — Florida Division

Emergency housing, rental assistance, and family support services across South Florida. Referral partner for displaced homeowners.

salvationarmy.org →
Faith-Based

Catholic Charities of the Archdiocese of Miami

Housing counseling, family services, and emergency assistance for families facing foreclosure or housing instability in Miami-Dade.

ccadm.org →
Homeless Prevention

Camillus House Miami

Housing and homeless prevention services for Miami-Dade. Referral partner for clients who have already lost housing or are at imminent risk.

camillushouse.org →
🏠 Real Estate & Industry Partners— Agents, investors, title & closing
Industry

Florida Association of Realtors

Statewide Realtor association — agent partnerships, continuing education, and networking for South Florida real estate professionals.

floridarealtors.org →
Local Industry

Miami Association of Realtors

South Florida's largest Realtor association. Networking, MLS access, and agent partnership opportunities for Miami-Dade, Broward, and beyond.

miamirealtors.com →
Investor

National REIA — Florida Chapter

Real estate investor education, networking, and resources across Florida. Partnership opportunity for investor strategy referrals.

nationalreia.org →
Legal / RE

Florida Foreclosure Defense Bar

Attorney referral network specializing in foreclosure defense across Florida. Partner for clients who need legal representation.

Contact us for attorney referrals →
Closing Partner

Title Companies — Miami-Dade, Broward & Palm Beach

We work with trusted title partners including Stewart Title, Old Republic Title, and Attorneys Title for fast, clean closings throughout South Florida.

Ask us about title partners →

Are you a nonprofit, agency, or professional who works with at-risk homeowners?

We'd love to build a referral partnership. Reach out directly.

✉ support@keepourhome.info 📞 305-980-1313
Real Stories

South Florida Homeowners We've Helped

Real outcomes from real people in Miami-Dade, Broward, and Palm Beach counties. Every story below is from a homeowner or family who called us in crisis — and found a way forward.

500+
Families Helped
★ 5.0
Average Rating
3
Counties Served
Free
Every Consultation
★★★★★

"I missed four payments after my hours got cut and I panicked. Keep Our Home walked me through the entire loan modification process, handled all the paperwork, and got my monthly payment reduced by $487. I've been current for eight months now. I still live in the home I raised my kids in."

Maria Elena Reyes
Hialeah, FL — Miami-Dade Konte
Modifikasyon Prè
★★★★★

"The auction was literally 22 days away when I called. They jumped on it immediately, stopped the foreclosure, and negotiated a short sale where the bank forgave the full deficiency. I walked away owing nothing and with enough breathing room to start over. These people are miracle workers."

James & Sandra Torres
Opa-locka, FL — Miami-Dade Konte
Short Sale + Deficiency Waiver
★★★★★

"After my divorce I couldn't afford the mortgage on one income and I didn't know what to do. They sat with me, explained every option, and helped me get a fair cash offer that closed in 11 days. No repairs, no realtor fees, no drama. I moved on with my dignity intact and money in my pocket."

Antoine Marcus Williams
Miami Gardens, FL — Miami-Dade Konte
Cash Sale
★★★★★

"I inherited my mother's home and found out it was 14 months behind on the mortgage with a sale date set. I live out of state and had no idea how to handle it. Keep Our Home managed the entire process remotely — filed a probate-friendly short sale and got the lender to release the deficiency. Closed in 58 days."

Delores & Raymond Jackson
Miramar, FL — Broward Konte
Probate + Short Sale
★★★★★

"I was too embarrassed to ask for help and waited too long. By the time I called there were only 9 days to the auction. They filed a Chapter 13 referral same day, stopped the sale, and then helped me get into a repayment plan to catch up. My house is not gone. That's everything to me."

Carlos Alberto Fuentes
Homestead, FL — Miami-Dade Konte
Bankruptcy Referral + Repayment Plan
★★★★★

"I was a tired landlord with three problem tenants and a property going into foreclosure. Keep Our Home bought the house as-is, with the tenants still in it, in 14 days. No evictions, no repairs, no listing. I took the cash and finally retired the way I planned. Best decision I made in years."

Patricia Ann Moreau
Pompano Beach, FL — Broward Konte
Investor / Landlord Exit
★★★★★

"My husband passed and I found out the mortgage was never in my name. I didn't know if I even had rights to the property. The team at Keep Our Home spent time explaining exactly what I could do, connected me with a legal aid partner at no charge, and helped me negotiate a deed-in-lieu with $4,500 in relocation assistance. They genuinely care."

Evelyn Monique Charles
West Palm Beach, FL — Palm Beach Konte
Deed-in-Lieu + Relocation Assistance

Stories shared with homeowner permission. Names and details reflect actual client experiences. Individual results vary based on lender, timeline, and circumstances.

Start Your Free Review — No Obligation →

Don't wait — every day closer to your court date means fewer options and less leverage.

📞 Rele Kounye a: 305-980-1313 Konsiltasyon Gratis